Easy Valentine's Day Jewelry Ideas for Every Budget

For Valentine's Day, few gifts will make her heart pitter-patter more than the gift of jewelry. It's the fool-proof way to make a good impression and show her how you feel about her. And whether you're hesitant about buying jewelry because you're working with a modest budget, or money is not an object, there are dozens of options for finding the perfect Valentine's Day jewelry gift for that special woman in your life.

Below, we cover a spectrum of ideas that will make her heart sparkle.

Modest - Less than $100

If your budget is $100 or less - even $50 or less - you don't need to fear the jewelry store. There are plenty of options to match every woman's taste and style. A sterling sliver charm bracelet, locket or heart-tag bracelet are beautiful selections that echo the theme of Valentine's Day.

If you want a gift that includes some sort of stone, and you know her birthday month, you can get a necklace or earrings with her birthstone. Or, you can search for that unique gift that will always remind her of you, such as a miniature Hershey kiss necklace or a locket with a picture of the two of you in it. Add some chocolates and flowers, and you have truly captured the essence of Valentine's Day for her.

Moderate - $100-$500

If you have a little more money to spend, you have a few more options. In this range, you can find everything from a modest pair of gold earrings to a diamond engagement ring. Few things are more romantic than a marriage proposal on Valentine's Day - so if you've been thinking about proposing, this may be the best time to do it.

A pair of diamond stud earrings are a sure winner - I rarely see a return on this gift. A personalized piece of jewelry with engraving will also make her heart melt - whether it's a ring with a loving, yet brief, message of love with one of her favorite stones or it's a bracelet or locket with her initials on it. A personalized gift reflects thoughtfulness - a key sentiment for Valentine's Day. Lastly, you can purchase a jewelry set - stud earrings in her birthstone or diamonds with a matching solitaire pendant.

Magniloquent - $500 or more

When you have the budget to buy whatever she wants for Valentine's Day, your best bet is to find something that is over-the-top unique - something you know her friends won't have. If you're looking for a gift that will evoke shrieks of delight and that she'll proudly be showing off for months, diamonds are the easiest route to go.

And she'll absolutely love a fine jewelry gift that combines the timeless beauty of diamonds with a heart - the signature symbol of Valentine's Day. The diamond heart pendant is always an elegant choice, and beautifully captures the expression of love. The tennis bracelet is a classic gift, but there are many different combinations of diamonds, heart pendants and charms that can make a beautiful bracelet gift. Also, combining colored gems - rubies, sapphires, emeralds and others - with diamonds, whether it's a ring, pair of earrings, bracelet or necklace, can create a timeless, treasured gift.

Finding the right jewelry gift does not have to break your budget, but does require some looking around to find the right jewelry store for you. Valentine's Day jewelry, like jewelry for any other occasion, is a very personal gift. When going through the purchasing process, you need a comfortable, low-pressure environment so that you can take the time to find the right gift for her. The most romantic day of the year should be celebrated - and there's no better way to honor your love for her than with a gift she'll treasure all year long. Give the gift of fine jewelry.

Ronnie Adolf is president of Adolf Jewelers, a fine jewelry store located in Richmond, Virginia with an inventory of 3,500 pieces and Valentine's Day jewelry for every budget. For more information on Adolf Jewelers, visit: http://www.adolfjewelers.com